Do neutral European nations like Switzerland and Ireland owe USA for defending them for so long?

I mean, I hear every single day here how Europe was saved by the USA in WWI and WWII, although many here are claiming that the majority of Nazi casualties took place on the Eastern, not the Western, front. Now, even if that is true, America did launch the Marshall Plan and continued to have bases on European soil during the entire Cold War (and still do today!), but here's my question: Finland had to fend off the Soviet Union and lost 11% of her territory in the Winter War w/o America helping her, Switzerland is a heavily fortified nation and was never attacked by Hitler as he thought it militaristic suicide and Ireland was not involved in the conflict, so do those nations really owe anything to the U.S. Military? Switzerland and Ireland didn't get Marshall Aid, and they weren't involved in the conflict. They also haven't had bases on their soil as both are neutral. So, why do I hear some Americans say, "we saved your @sses in WWII to Irish and Swiss people?"